Simple Path Financial Reviews ( BBB & Reddit Complaints )

Is Simple Path Financial Legit? Is Simple Path Financial company safe and trustworthy? Is it a direct Lender? How can I get a loan from Simple Path Financial? Find the answer to these and more questions as you read this article on Simple Path Financial reviews. You will also see what customers are saying about this platform. And I trust that after reading this, you will be able to decide whether to go ahead with getting a loan here or not.

Simple Path Financial is a legit platform that helps people pay off their debt easily by giving debt consolidation loans. They also work with a team of lending partners who will work you through getting personalized loans. You can get up to $100,000 loan through this medium and the interest rates are quite competitive.

However, it is of utmost importance to know how legit a company is before you carry out any form of transaction with it. So, this article is going to examine whether Simple Path Financial is legit or not and also give a detailed review. So let’s get started.

Simple Path Financial Reviews


Simple Path Financial has received general applause from customers. A cross-section of users who gave reviews about this organization on different platforms has positive things to say about it. There were, however, very few negative reviews that revolve around loan denial and continuous pre-approval mailing. See specific reviews about it on BBB and Trustpilot below.

Simple Path Financial Reviews On BBB


This organization is accredited by the Better Business Bureau (BBB). It has a customer review rating of 4.71/5 stars and an average of 572 customer reviews at the time of compiling this article. And this has earned it an A+ rating from the website which shows an excellent performance.

The site shows that many customers are satisfied with the company. They expressed joy about its prompt loan approval, impeccable customer service, flexible loan amount as well as easy application process.

There were also negative comments from customers. However, many of them are concerned with unsolicited mailing and phone calls from the company. Others also made complaints about loan denial after they had earlier gotten a pre-approval message.

Simple Path Financial Reviews On Trustpilot


This company has an excellent rating of 4.9/5 stars on Trustpilot with over 1750 customer reviews. And a host of reviews show that the lending company is legit. There are lots of positive customer reviews and most of them commended the easy application and quick loan approval process of this company.

simple path financial reviews

Many other positive comments were on the excellent customer service of the organization with a lot of people sending thanks to specific customer care representatives for the warm reception and guidance. Below is a comment from a customer.

” I applied and had an approval right away Jacob L followed up with me a week straight to get a hold of me. He was nice and professional. He explained the process every step of the way and made me feel confident. He allowed me to ask any questions at any time. Thank you”

Surprisingly, there were no negative comments from customers about the services of Simple Path Financial. This has earned it the good position of 41 out of 263 best companies in the financial consultant category of Trustpilot.

Simple Path Financial Reviews On Google

Like the others, this organization has high reviews on Google. It has a rating of 4.8 out of 5 stars. Many users commended how easy it was to get a loan from Simple Path.

Is Simple Path Financial Legit?

Yes, Simple Path Financial is legit and not a scam. The reason for coming up with this conclusion no is not far-fetched. As we have seen from the reviews, this company has been serving users with the right services over the years of existence. And it has committed itself to customer satisfaction in such a way that you can access them on the phone at any time and also on the official website.

Furthermore, the company is duly registered or licensed. Hence it operated according to the provisions of the law. Its activities are transparent and hasn’t left the scene even after many years of operation. With these, we can boldly say that this company is legit.

What Are Simple Path Financial Interest Rates?


The interest rates vary with the lender that is offering the loan. However, the organization’s website stated that it begins from as low as 7.99%. And you can borrow from $1000-$100,000.

Requirements For Simple Path Financial Loans


To get a loan from this financial organization, you must meet the following criteria.

  • You must not be less than 18 years old.
  • You must be a resident of any of the states of the US except Delaware, Connecticut, Georgia, Hawaii, Minnesota, Virginia, West Virginia, Vermont, Oregon, Indiana, Maine, Mississippi, and Nevada.

How To Apply For Simple Path Financial Loans


To apply for a loan from this organization, you can visit its website at and fill out the application form. You will be required to enter your information including your credit score and history. This will be assessed by different lenders. Anyone satisfied with your information will offer you the loan immediately.

You can also use the phone number available on the website to call customer service and a real person (representative) will help you with the entire application process.

Pros And Cons Of Simple Path Financial.


The following are some of the advantages and drawbacks of using this loan organization.


  • No minimum credit score requirement.
  • Access to different lenders.
  • Warm and friendly customer service.
  • Competitive interest rates.
  • Free consultation.
  • Offer a money-back policy.


  • Undefined fees as the fees depend on the lender.
  • Undefined repayment time.
  • Not available to all states of the United States.

Is Simple Path Financial A Direct Lender?


Yes, it is a direct Lender who also partners with other lenders to give loans to people with various credit scores and histories.


Simple Path Financial reviews show that the company is legit and not a scam. It has beautiful offers for everyone irrespective of your credit score. However, ensure to read the agreement properly before accepting the loan offer.

Leave a Comment